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Additional Important Information.

 

Dental Plan Terms and Conditions

Dental Plan Policy Summary

Protego Group Key Facts

 

The above supporting documents are pdf files. To read the pdf files, you will need to have Adobe Reader software on your computer. If you do not currently have this software, it can be downloaded from the Adobe Website.

UNISONplus NHS Patient Plan

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Who can apply?

The UNISONplus Dental Plan is available exclusively to all UNISON members, retirees and their families – regardless of age.

What will I be covered for?

100% of your dental bill according to the NHS scale of dental charges and up to a generous annual maximum. There are many other dental benefits included, please refer to the Premium and Benefits Table below.

How do I claim?

When you arrange your dental appointment, simply call our claims line and we will send you a form for your dentist to authorise. Pay your bill, return the form with your receipt and you will be reimbursed.

I am treated by a NHS dentist. Why would I need a plan?

NHS charges for a routine check-up resulting in a crown would be £198. A filling 6 months later would be £45.60 or a second crown would be another £198. You get £500 per year on the NHS Patient plan to cover NHS costs. (NHS charges correct, April 2009).

My NHS dentist charges me privately for some treatments. Which plan should I choose, NHS or Private?

The NHS Patient plan only pays the charges for the three standard NHS bands. The Private plans will pay both NHS and private charges, therefore you should choose a Private Patient plan.

I know I need some treatment now; will it be covered when I join?

No. We only cover new dental conditions that occur after joining and completion of the thirteen week qualifying period.

I have not been to a dentist for more than a year. Can I join the plan?

Yes - however, you will need to see a dentist and get any recommended treatments completed at your own expense initially. Claims for future visits and treatments can then be covered by your plan.

When can I start using this plan?

There is a qualifying period of thirteen weeks from your first payment before you can claim (twelve months for dentures and denture repairs). After that you can claim as often as you need to, up to your annual maximum.

How long can I remain on this plan?

As long as you wish – you can stay on the plan and continue to benefit from it indefinitely.

How do I join?

Simply call the UNISONplus Dental Plan helpline on Freephone 0800 037 0753 or apply below.

NHS

 

 

 

Premium per person by direct debit

Benefit Level

£9.00 per month

Examinations, hygienist services, X – rays

NHS Charges paid in full

Fillings & root canal treatments, extractions, crowns, bridges, dentures & repairs

NHS Charges
paid in full

Prescription items (per year)

6 items

Maximum claims limit per policy year for the combined benefits above

£500

PLUS In-patient cash per night

£25 per night up to
25 nights per year

Accidental Damage Treatment

£750

Oral Cancer cover

£6,500

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