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Dental

Additional Important Information.

 

Dental Plan Terms and Conditions

Dental Plan Policy Summary

Protego Group Key Facts

 

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DenPlus+ Private Patient Plan

Who can apply?

DenPlus+ Dental Plan is available to you and your family – regardless of age.

What will I be covered for?

100% of any dental bills covered by this plan up to generous annual maximums. There are many other dental benefits included, please refer to the Premium and Benefits Table below.

How do I claim?

When you arrange your dental appointment, simply call our claims line and we will send you a form for your dentist to authorise. Pay your bill, return the form with your receipt and you will be reimbursed.

I know I need a crown/filling now; will it be covered when I join?

No. We only cover new dental conditions that occur after joining and completion of the thirteen week qualifying period.

I have not been to a dentist for more than a year. Can I join the plan?

Yes - however, you will need to see a dentist and get any recommended treatments completed at your own expense initially. Claims for future visits and treatments can then be covered by your plan.

If I need a filling (or crown) I’d like white, not metallic or amalgam, will it be covered?

Yes, the Private plans cover white fillings and crowns.

When can I start using this plan?

There is a qualifying period of thirteen weeks from your first payment before you can claim (twelve months for dentures and denture repairs). After that you can claim as often as you need to, up to your annual maximum.

How long can I remain on this plan?

As long as you wish – you can stay on the plan and continue to benefit from it indefinitely.

How do I join?

Simply call the DenPlus+ Dental Plan helpline on Freephone 0800 437 0996 or apply below.

Private 1 Private 2

 

Premium per person by direct debit

Benefit Level

£20.00 per month

Benefit Level

£27.00 per month

Examinations, hygienist services, X – rays

Up to £85 per policy year•
Up to £125 per policy year•

Fillings & root canal treatments, extractions, crowns, bridges, dentures & repairs

Up to £345
per policy year•
Up to £525
per policy year•

Prescription items (per year)

6 items
9 items

Maximum claims limit per policy year for the combined benefits above

As above
As above

PLUS In-patient cash per night

£55 per night up to
25 nights per year
£55 per night up to
25 nights per year

Accidental Damage Treatment

£1,660 per year
£2,100 per year

PLUS Dental emergency call out

£100 x 4 times per year•
£100 x 4 times per year•

PLUS Emergency treatment

£400
£500

Oral Cancer cover

£6,500
£6,500

*These benefits are doubled for Accidental damage treatment.


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Registered Office: Protego Group Ltd, 260-268 Chapel Street, Manchester M3 5JZ. Registered in England 4762595.
Protego Group Limited is authorised and regulated by the Financial Services Authority. Number 304363.
Details of registration can be checked on the FSA register online at www.fsa.gov.uk/register or by telephone 0845 606 1234